This month is a great opportunity to review and strengthen your financial knowledge. According to the Office of the Comptroller of the Currency, National Financial Literacy Month highlights the importance of helping consumers build the skills and confidence needed to make informed financial decisions. During this month, banks are encouraged to promote financial literacy by supporting quality educational programs, services, and resources. You can take an active role by seeking out tools to help you develop a budget and build upon your financial knowledge. If you ever have any questions or would like to learn more, please feel free to reach out to me anytime for professional guidance. I am always here to support your long term financial stability and growth.
Whether in its basic form or enhanced with riders, a life insurance policy can be valuable in so many ways. Yes, life insurance allows your beneficiaries to receive a payout when you pass away. In addition, many people don’t realize that it can also help cover long-term care costs, provide access to cash if you become disabled, offer benefits for the terminally ill, support your favorite charity, help pay for a child’s education, and even reduce taxes during retirement.
The bottom line: When comparing life insurance options, it’s important to understand all of the benefits you could reap and which benefits are included at each price point. I’m here to help you get the greatest value for your needs. Simply reply to this e-mail or give me a call anytime to discuss your options.
Choosing to be physically active at any age can be a positive choice for your overall health. However, some people hold back because of limited access to exercise facilities or expensive equipment. The experts at the National Institute on Aging point out that you shouldn’t let cost get in the way of getting the physical activity you need. That’s because there are many free or inexpensive options. First, taking a walk at your own pace is an accessible activity for many people. If you’re concerned about air quality or bad weather while walking outside, you can walk in a mall, large retail store, or community center. Next, try free online exercise videos. You can also use items you already have at home (such as detergent jugs or books) to strengthen your muscles. Lastly, turn on your favorite music and dance! As long as you’re being safe, you can try different low- or no-cost ways to be as physically active as your abilities allow. If you’re unsure about what will work for you, talk to your doctor about which activities are approved for your personal abilities and goals.
A guaranteed lifetime annuity can provide you with exactly what its name promises: a secure income for life! Income from an annuity can start immediately or be deferred to a future date. Also, annuities are arguably the best protection against longevity risk, the possibility of outliving your savings. This has become a real concern for many retirees, especially as life expectancies increase. With an annuity, there’s no need to worry about market fluctuations either. The payments you’ll receive will be stable and predictable, making it easier for you to plan for expenses.
Want to learn more? I can fill you in on all the details and help you find an annuity that gives you peace of mind. Simply reach out anytime for a conversation.
They’re Easy To Make And Meatless: Say Hello To Spring Roll Bowls.
Making an appearance just in time for spring, it’s delicious spring roll bowls with sweet garlic lime sauce! They’re so simple to put together … yet, so beautiful and flavorful that you’ll feel like a chef. You can always add a protein if you want to supplement this meatless version. Plus, you can also choose to use your favorite sauce or make your own.
INGREDIENTS FOR THE BOWLS:
INGREDIENTS FOR THE SAUCE:
DIRECTIONS:
April 3, 1860 – In the American West, the Pony Express service began. For five dollars per ounce (or five dollars per half-ounce, according to some reports), letters were delivered up to two thousand miles within ten days. The Pony Express riders traveled 75 to 100 miles before handing the letters off to the next rider. The service lasted fewer than two years, ending due to the completion of the overland telegraph.
April 6, 1896 – After a break of 1500 years, the first Olympics of the modern era was held in Athens, Greece.
April 14, 1828 – The first dictionary of American-style English was published by Noah Webster as the American Dictionary of the English Language.
April 15, 1912 – In icy waters off Newfoundland, the luxury liner Titanic sank after striking an iceberg just before midnight. Over 1,500 people drowned while 700 were rescued about two hours later.
April 30, 1789 – George Washington became the first U.S. President. He was administered the oath of office on the balcony of Federal Hall at the corner of Wall and Broad Streets in New York City.
APRIL CELEBRITY BIRTHDAYS: Jack Nicholson (April 22), Barbra Streisand (April 24), Renee Zellweger (April 25), Carol Burnett (April 26), Jerry Seinfeld (April 29)
A 401(K) PLAN is a tax-advantaged, company-sponsored retirement savings plan in which employees can contribute a percentage of their income. Employers often offer to match at least some of these contributions. There are rules governing when you can withdraw money without penalty. There are two major types of 401(k): traditional and Roth.
A BULL MARKET is a period in which financial market prices are climbing or are anticipated to go up. The common threshold that marks a bull market is a 20% rise in stock prices. The opposite of a bull market is a bear market, in which prices trend downward.
A HOMEOWNERS ASSOCIATION (HOA) is an organization that governs a community’s common areas and enforces property rules, funded by member fees. These fees support maintenance, amenities, and reserve funds, and can include special assessments for unexpected expenses. An HOA’s board is often composed of community residents.
“An investment in knowledge always pays the best interest.”
– Benjamin Franklin, American Founding Father
Let me help you take the next step for a more financially secure future.
Parkway Center - 875 Greentree Road - Bldg. 7, Suite 679
Pittsburgh, PA 15220
Call: (412) 458-6726
Email: [email protected]
