Seniors hiking outdoors
August 18, 2023
Written By:
Brian Goldman
Retirement Specialist, Financial Adviser

August 2023 Newsletter

In some ways, this month has it all - it's still summer, and the great fall-autumn season is just ahead. Enjoy August. Remember, August was the month when Social Security was founded (August 14, 1935).

National Senior Citizens Day

Senior male in the garden with a water can
August 21st is National Senior Citizens Day

August 21st is National Senior Citizens Day, a day to celebrate the contributions and achievements of older adults. Senior citizens have made significant contributions to our society in all areas, from the workforce to the arts to the community. They are our elders, mentors and friends..

There are many ways to celebrate National Senior Citizens Day. Here are a few ideas:

  • Spend time with a senior citizen you know and appreciate.
  • Volunteer at a senior center or other organization that serves older adults.
  • Donate to a charity that supports senior citizens.

No matter how you choose to celebrate, let's all take a moment on August 21st to honor the senior citizens in our lives.

Flu season usually starts in the fall and lasts until Spring.

Want to Add Power to Your Mobility?

Medicare has expanded its coverage to include power wheelchairs. Before, Medicare covered only manual wheelchairs, making it difficult for those with limited upper body strength or other impairments to gain access to the equipment they need.

This marks an advancement for wheelchair users. It can improve accessibility, mental health, and reduce physical strain.

Want more information? Feel free to get in touch with me.

Take a Hike

When it comes to fitness, here's an activity you may not have thought of - hiking. Hiking can take you to beautiful spots, help you feel great, and encourage socialization.

Some things to consider before hiking (CA Hiking):

  • Do some research. Get to know your route and terrain beforehand.
  • Bring a sweater or light jacket
  • Carry an emergency kit. (Hopefully, you won't need it.).
  • Wear comfortable hiking shoes, preferably "grippy."
  • Wear loose-fitting hiking pants.

Always check with your doctor before hiking.

Can't Find Your Social Security Card?

You may request a free replacement card. You may not need to replace your card if you know your Social Security number. Usually, a card isn't necessary (Social Security).

Policy Review

Are you completely comfortable with your insurance, health care, and other protections? Maybe it's time for a policy review.

Just contact me, and we'll set a time to go over all your policies. There's no cost or obligation.

Good Taste, Good Health

Mediterranean Stuffed Swordfish

It's the trifecta of summer flavor - Mediterranean, stuffed, and grilled!


  • 1 (8 oz) swordfish steak (about 2" thick)
  • 1 tbsp and 1 tsp olive oil
  • 1 tbsp fresh lemon juice
  • 2 cups fresh spinach (rinsed, dried, and torn into bite-sized pieces)
  • 1 clove garlic, minced
  • 1/4 cup crumbled feta

DIRECTIONS: Preheat the outdoor grill for high heat. Lightly oil the grate. Cut a slit in the steak to create a pocket open on one side only. In a cup, mix together 1 tbsp olive oil and lemon juice. Brush over both sides of the fish. Set aside. In a small skillet, heat 1 tsp of olive oil and garlic over medium heat. Cook spinach in oil until wilted. Remove from heat and stuff into the pocket. Place the feta in the pocket, over the spinach. Arrange the fish on the grill, and cook for 8 mins. Turn over, and continue cooking until cooked through.


Senior Financial Glossary

A unilateral contract is a one-sided agreement in which an "offeror" promises to pay only after the completion of a task by the "offeree."

Sector investing offers targeted opportunities into stocks of companies in specific segments of the economy. The utilities sector includes companies such as electric, gas, water, and more.

Unstated interest paid is the amount of money the Internal Revenue Service (IRS) assumes has been paid to the seller of an item that has been sold on an installment basis.

Unsubordinated debt, refers to a type of obligation that must be repaid before any other form of debt.

SOURCE: Investopedia

Did you know this about August?

On August 1, 1944 Anne Frank wrote her last entry into her diary.

August 5, 1583, the first British colony in North America was founded in Newfoundland by Sir Humphrey Gilbert.

August 13, 1961 — the Berlin Wall came into existence, separating East and West Berlin.

On, August 14, 1935 — President Franklin Roosevelt signed the Social Security Act.

SOURCE: The History Place

Famous Birthdays: Barack Obama (August 4), Dustin Hoffman (8), Madonna (16), Kobe Bryant (23).

SOURCE: Famous Birthdays

Quote of the Month:
"If it could only be like this always — always summer, always alone, the fruit always ripe." — Evelyn Waugh

View Last Month's answers

SOURCE: BrainyQuote©

For information about Medicare or Claiming Social Security, please look around our website. Should you have any questions, please email me at or call 412-897-0760.

Brian Goldman
Retirement Specialist, Financial Adviser