The countdown is over … welcome to 2026! Kick off the first month of the year by learning about how to set yourself up for financial success during Financial Wellness Month, some ideas for healthy New Year's resolutions, an egg-cellent brunch recipe, fascinating facts about January, and much more!
January is Financial Wellness Month, a time to reset your money habits and set financial goals for the new year. The long-term benefits of financial wellness include better mental and physical health, life satisfaction, and empowerment. Some ways to get started include taking stock of your financial realities (your budget, savings plans, and outstanding debt). If you prefer a structured approach, consider enrolling in a personal finance class. From free online lessons to formal college programs, there are courses available for a variety of topics including the basics of budgeting, investing, and debt management. If retirement planning is one of your financial goals, I'm here to help. Don't hesitate to reach out, I can assist with every step of the planning process. Think of January as the starting line toward a more financially secure 2026!
If you're already enrolled in a Medicare Advantage Plan (with or without drug coverage), the Medicare Advantage Open Enrollment Period is happening now until March 31. This means you currently have an opportunity to review your coverage and switch to another plan or drop your plan and return to Original Medicare. Even if you've been satisfied with what you have, it's smart to take a look at your options to avoid surprises and potentially save money. Reach out to me by phone or simply reply to this e-mail and we'll make sure you're all set.
A New Year's resolution is an intention or commitment to achieve a goal in the new calendar year. It can also serve as a promise to yourself to start doing something differently. If you've yet to choose your New Year's resolution, the experts at The American Geriatrics Society's Health in Aging Foundation have some ideas. One idea is to improve your diet by eating more fruits, vegetables, whole grains, fish, low-fat dairy, and healthy fats. You could also consider more physical activity. Exercises such as tai chi, water aerobics, walking, and stretching can help you control your weight, build your muscles, improve your balance, and enhance your mood. Another idea is to focus on getting more sleep at night. The National Sleep Foundation advises that older adults need just as much sleep as younger people: at least seven to eight hours a night. Quitting smoking, focusing on your mental health, evaluating your home to eliminate fall risks, cutting back on alcohol, and reading more are some additional great ideas for New Year's resolutions.
Long-term Care Coverage helps pay certified nursing aides and other professionals who provide daily care after an injury or illness. This can be in your own home or in an assisted living facility. These services aren't covered long-term by Medicare, and the same is true for Medicaid and most traditional health insurance plans. That's why securing this coverage is one of the most effective ways to safeguard your financial assets.
I can explain the full range of benefits and help you choose Long-Term Care Coverage that fits your needs and your budget. Feel free to reach out by phone or e-mail to get started.
Looking For A Simple-Yet-Yummy Brunch Idea?
This recipe combines eggs and arugula, a delicious combination. Plus, eggs are a great source of protein and arugula is loaded with calcium, potassium, and folate.
INGREDIENTS:
DIRECTIONS:
January 1, 1999 – Eleven European nations began using a new single European currency — the Euro — for electronic financial and business transactions. Participating countries included Austria, Belgium, Finland, France, Germany, Ireland, Italy, Luxembourg, Netherlands, Portugal, and Spain.
January 3, 1959 – Alaska was admitted as the 49th U.S. state.
January 4, 1790 – President George Washington delivered the first State of the Union address.
January 10, 1776 – Common Sense, a fifty page pamphlet by Thomas Paine, was published. It sold over 500,000 copies in America and Europe, influencing, among others, the authors of the Declaration of Independence.
January 28, 1915 – The U.S. Coast Guard was created by an Act of Congress, combining the Life-Saving Service and the Revenue Cutter Service.
SOURCE: The History Place
JANUARY CELEBRITY BIRTHDAYS: Bradley Cooper (January 5), Julia Louis-Dreyfus (January 13), Ellen DeGeneres (January 26), Alan Alda (January 28), Oprah Winfrey (January 29)
CAPITALISM is an economic system characterized by private ownership of the means of production, with labor being paid solely in wages.
FINANCE is the study and management of money and financial resources. It describes the flow of money and how people, companies, and governments make, save, invest, borrow, and spend it.
LIQUIDITY refers to the ease with which an asset, or security, can be converted into ready cash without affecting its market price.
“People say that money is not the key to happiness; but I always figured, if you have enough money, you can have a key made. ”
– Maya Angelou, American poet
Let me help you take the next step for a more financially secure future.
Parkway Center - 875 Greentree Road - Bldg. 7, Suite 102
Pittsburgh, PA 15220
Call or Text: (412) 897-0760
Email: brian.goldman@successfs.com
