A senior black couple playing outdoors with their two dachshunds
May 8, 2026
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Written By:
Brian Goldman
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Retirement Specialist, Financial Adviser

May 2026 Newsletter

The fifth month of the year is sure to be a-may-zing. Get ready to welcome beautiful spring flowers and long-celebrated holidays like Mother's Day, coming up on May 10 this year. It’s a time to express heartfelt appreciation for the role of mothers and maternal figures in shaping our lives. This month is also a great time to get moving because it’s National Physical Fitness and Sports Month.

The celebration doesn’t stop there because May presents a great time to salute our nation’s veterans during Memorial Day and National Military Appreciation Month! Read on to learn more about these important observances, plus find out why it’s important to get quality sleep, how to make a crowd-pleasing dessert with patriotic flair, some fascinating facts about May, and a whole lot more.

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Did You Know That It’s National Physical Fitness And Sports Month?

National Physical Fitness and Sports Month — an initiative by the President’s Council on Fitness, Sports, and Nutrition — is celebrated each May. Fitness isn’t just for professional athletes. An active lifestyle can offer health benefits to all Americans, regardless of age, ability, health status, or fitness level. According to the Office of Disease Prevention and Health Promotion, engaging in physical activity not only helps prevent the development of chronic conditions, but also reduces the effects of stress and anxiety. Given these incredible benefits, experts encourage you to move more this May. Whether you enjoy a brisk walk, competitive sports, or dancing … keep at it this month. Even better, get your loved ones on board. Talk to your doctor if you’re not sure how to get started. Start small as long as you start somewhere!

SOURCES: Office of Disease Prevention and Health Promotion and National Today

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Are You Ready To Show Your Love And Support For Our Nation’s Veterans?

We honor veterans throughout the year, but this month presents an extra special opportunity for all of us to express our gratitude. On May 25, 2026, we observe Memorial Day, a federal holiday that honors all fallen U.S. service members. The freedom that Americans enjoy today was made possible by their sacrifices. Plus, all month long, it’s National Military Appreciation Month, which honors all current and former members of the U.S. Armed Forces. Every day of the year and every hour of the day, these men and women are on call around the world, defending our interests and security. According to the USO, this month has been designed to encourage Americans to take time to acknowledge those who have served and are now serving. We salute you!

SOURCES: Calendar Date and United Service Organizations, Inc. (USO)

 

Will Short-Term Care Coverage Help You Save Money?

It may be hard to imagine, but chances are that one day you could need surgery or have an illness that will make it difficult to care for yourself, even temporarily. One way to prepare for this is securing Short-Term Care Coverage. If you look to Medicare to cover out-of-pocket costs during that time, you’ll quickly find out that benefits are very limited and specific requirements must be met first. Short-Term Care Coverage encompasses services that people typically need when they’re unable to perform daily activities alone, including temporary stays in assisted living facilities or nursing homes, services offered by home aides, and certain prescriptions. It offers affordable premiums and normally pays out immediately when you need it.

If you want to learn more about Short-Term Care Coverage, simply reply to this e-mail or give me a call anytime for a chat.

SOURCE: SmartAsset

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Is It Important To Get Quality Sleep?

The answer is yes! According to Johns Hopkins Medicine, lack of sleep impacts your memory, emotions, weight, and appearance. The older you get, the harder it can be to fall and stay asleep, but it’s never too late to make healthy lifestyle changes. Experts at the National Sleep Foundation say that most sleep problems are a result of snoring, medication side effects, and underlying medical conditions, such as acid reflux, depression, and prostate problems. So, addressing those issues with your doctor is a good place to start. You can also enjoy more satisfying sleep by creating a calming space, dedicating enough time for sleep, and practicing relaxation techniques.

SOURCE: Johns Hopkins Medicine

 

Have You Been Putting Off Getting Life Insurance Because You Think It’s Too Expensive?

Life insurance may be more accessible than you think. It isn’t meant to be a luxury; it’s a practical tool for everyday families. You may be surprised to learn how customizable and budget-friendly life insurance can be. Whether you want to cover final expenses, protect your loved ones, or even access benefits while you’re living, there are many different policy types and coverage levels that can be shaped to fit your needs and budget.

I’m just a phone call or an e-mail away. I can walk you through your options and help secure the coverage that’s right for you.

SOURCE: Investopedia

 

 

Good Taste, Good Health

Want To Bring A Pop Of Patriotic Color To Your Next Gathering?
Try This No-Bake Red, White, And Blue Sweet Treat.

Red, White, and Blue Cheesecake Salad

This fruit and cheesecake dessert is sure to add American flag flair to your next gathering! Whether you serve it at a Memorial Day barbeque, picnic, or family fun night, it’ll disappear fast. It’s made with layers of fresh berries, a tangy cheesecake filling, and just the right touch of sweetness. Plus, you can prep it in about ten minutes without any baking involved — just mix, layer, and chill.

INGREDIENTS:

  • 2 boxes (3.4 ounces each) of unprepared instant cheesecake pudding mix
  • 10 ounces of vanilla yogurt
  • 2 cups of milk or non-dairy milk
  • 2 pounds of strawberries, hulled and thinly sliced
  • 1 pound of fresh blueberries
  • 1 cup of mini marshmallows
  • 1 cup of fresh raspberries or 2 cups of blackberries
  • whipped cream or non-dairy whipped topping (optional)

DIRECTIONS:

  1. To a large bowl, add the instant pudding mix, yogurt, and milk; whisk well to combine. Let the mixture sit and thicken for five minutes.
  2. In a large glass serving bowl or trifle bowl, arrange half of the strawberries in an even layer. Place the larger diameter strawberries on the outer edges. Use a flat spatula to smooth half of the pudding mixture over the strawberries.
  3. Arrange ⅓ of the blueberries on top of the pudding. Repeat the layers with all the remaining strawberries, all the remaining pudding, and half of the blueberries. Top the cheesecake salad with mini marshmallows, the remaining blueberries, and raspberries or blackberries.
  4. Cover the bowl with plastic wrap or foil and refrigerate for at least an hour before serving. You can make it up to 48 hours before serving as long as you keep it covered and refrigerated. If desired, top it with whipped cream or whipped topping before serving. Makes eight servings.
SOURCE: The Feathered Nester

 

Did You Know This About May?

May 5, 1865  –  Decoration Day was first observed in America, with the tradition of decorating soldiers’ graves from the Civil War with flowers. The observance date was later moved to May 30 and included graves from World Wars I and II, and became better known as Memorial Day. In 1971, Congress moved Memorial Day to the last Monday in May to create a three-day holiday weekend.

May 17, 1875  –  The first Kentucky Derby horse race took place at Churchill Downs in Louisville, Kentucky.

May 21, 1881  –  The American Red Cross was founded by Clara Barton.

May 27, 1937  –  In San Francisco, California, 200,000 people celebrated the grand opening of the Golden Gate Bridge by strolling across it.

May 30, 1783  –  The Pennsylvania Evening Post became the first daily newspaper published in America.

SOURCE: The History Place

 

MAY CELEBRITY BIRTHDAYS: Adele (May 5), George Clooney (May 6), Stevie Wonder (May 13), Cate Blanchett (May 14), Clint Eastwood (May 31)

SOURCE: Holiday Insights

 

Want To Brush Up On Your Financial Vocabulary?

A KEOGH PLAN is a tax-deferred retirement savings plan that is similar to a 401(k) plan, but is designed for self-employed individuals. These plans allow a wide range of investment options, including stocks and bonds. They originated from the Self-Employed Individuals Tax Retirement Act of 1962. There are two main types: defined-contribution plans, like profit-sharing plans, and defined-benefit plans based on salary and tenure.

The JOB MARKET is the market in which employers search for employees and employees search for jobs. The job market is not a physical place as much as a concept demonstrating the competition and interplay between labor forces. The job market grows or shrinks based on demand for labor and the number of workers in the economy.

PRO RATA is a Latin term that translates to “in proportion.” It’s a process in which an allocated asset is distributed in equal portions. It is commonly used for dividends, insurance premiums, interest, and partnership income.

SOURCE: Investopedia

 

 

Quote of the Month

“Ours is the land of the free because it is the home of the brave.”
– Ronald Reagan, 40th president of the United States

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SOURCE: BrainyQuote©
Brian Goldman
Retirement Specialist, Financial Adviser
412-897-0760[email protected]
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