Grandmother reads a book to her granddaughter at the library
September 15, 2023
Written By:
Brian Goldman
Retirement Specialist, Financial Adviser

September 2023 Newsletter

Our best wishes to you during Life Insurance Awareness Month 2023! Older Americans have long found Life insurance to be a great way to provide added security for those you care about most. Please take a look at the article about this special month, notes on “back to school” for seniors and a tasty recipe.

A Month Celebrating Life Insurance

This month is significant for all of us who have concerns about the future and what it means to us and our loved ones.

September is Life Insurance Awareness Month.

This month is designed to educate people about life insurance and help them make the right coverage choices. Remember, to a large extent, preparation is what life insurance is all about.

Life insurance is personal protection that will be there even if something should happen to you. It can help pay for high “final expenses” (e.g., funeral and burial), and prevent them from becoming a burden to those you leave behind.

Contact me during this Life Insurance Awareness Month. Let’s discuss why life insurance can be important to you. This is a great time to learn more about life insurance – what it really is, and how it works for you.

There are a number of types of life insurance. I’ll be glad to help you determine which can best meet your needs and fit your budget.

What is an Estate Executor?

An executor of an estate, is appointed to carry out a deceased person's wishes specified in their will.

They manage and protect the estate's financial assets, which is why many family members choose close friends or accountants to be the executor.

Often an attorney will act as executor of the estate.

Back to School

This time of year, younger people and children are heading back to school.

Many seniors are doing something similar, getting back in the classroom.

Social organizations, school districts, and universities provide opportunities for older adults to expand their educational horizons.

These can include adult education or auditing regular classes.

Some colleges and universities allow seniors to enter degree programs at little or no cost (

Senior Financial Glossary

Valuable Papers Insurance. This is a special type of property-casualty insurance. Valuable papers insurance reimburses the policyholder for the monetary value of any valuable papers (wills, for instance).

What Is a Validation Code? A Validation Code is a series of three or four numbers located on the front or back of a credit card. It’s used for security purposes.

VA Loans. Acquired through the Department of Veterans Affairs, members, and their surviving spouses can purchase homes with little or no down payment.

What is a Valuation Analysis? A Validation Code is a series of three or four numbers located on the front or back of a credit card. It’s used for security purposes.

A Variable Annuity is an annuity that varies based on the performance of an underlying portfolio of “sub accounts.”

SOURCE: Investopedia

Good Taste, Good Health

Pan-Roasted Chicken with Grapes
Pan-Roasted Chicken with Grapes

Pan-Roasted Chicken with Grapes

This is a fast, easy, and elegant weeknight dinner that’s also easy on the budget!


  • 1 tbsp olive oil
  • 1 garlic clove smashed
  • 4 chicken thighs, skin on, bone in
  • Salt and pepper to taste
  • 4 plump shallots
  • 1 tbsp balsamic vinegar (or sherry wine or apple cider vinegar)
  • 1 lb red seedless grades
  • 1 tbsp chopped rosemary

DIRECTIONS: Heat oil in an oven-proof skillet over med high heat. Add smashed garlic clove and swirl to season oil. Season the skin side of the chicken with salt and pepper and place skin side down in hot skillet. Season other side of chicken with salt and pepper and remove the garlic. Sear skin side until golden and crispy, 6-7 min, turning heat to medium. Flip.

Place the shallots between the chicken and drizzle with the vinegar. Top with the grape clusters, nestling between and around the chicken. Sprinkle with rosemary and place in the oven for 20 min or until internal temp reaches 170°.

SOURCE: Feasting at Home

Did you know this about September?

September 2, 1666 - The Great Fire of London began in a bakery in “Pudding Lane.”

September 6, 1991 - Leningrad was renamed Saint Petersburg by Russian legislators.

September 13, 1788 - The U.S. Congress chose New York as the Federal capital of the new American government.

September 25, 1789  - The first U.S. Congress proposed 12 amendments to the Constitution, ten of which, comprising the Bill of Rights, were ratified.

SOURCE: The History Place

Famous Birthdays: Beyonce, (September 4), George Jones (12), Jimmy Fallon (19), Will Smith (25)

SOURCE: Famous Birthdays

Quote of the Month

“My favorite poem is the one that starts 'Thirty days hath September' because it actually tells you something.”
- Groucho Marx

View Last Month's answers

SOURCE: BrainyQuote©

Should you have any questions, please email me at or call 412-897-0760.

Brian Goldman
Retirement Specialist, Financial Adviser